Solutions
Receivables management, end to end
Most businesses lose money in the gap between invoicing and enforcement. We close that gap with disciplined process, digital engagement and evidence you can rely on.
Debt Recovery
Collect overdue debts on behalf of businesses and lenders — professional, respectful recovery using digital engagement, structured negotiation and accountable human case management.
- Success-fee recovery
- Payment plans
- Full case audit trail
- Legal escalation workflow
Credit Control & Receivables
Help businesses manage invoices, reminders, arrears and payment behaviour before accounts become serious bad debt.
- Early reminders
- Receivables dashboard
- Customer follow-up
- Monthly management reports
Debt Portfolio Acquisition
Assess and potentially purchase qualifying debt and receivables portfolios — due diligence, recovery modelling, valuation and, where appropriate and legally permitted, an acquisition offer.
- Portfolio due diligence
- Recovery modelling
- Portfolio valuation
- Legal assignment support
Recovery & Credit Risk Analytics
Eniclic Intelligence brings together Recovery Score, Credit Monitor and future Credit Score functionality so every decision is explainable.
- Recovery Score
- Credit Monitor
- Explainable factors
- Customer correction pathway
Sectors
Built for the portfolios Ghanaian businesses actually hold
Contact strategy, tone and escalation rules differ by sector. We configure the workflow to your product, not the other way round.
Consumer loans, overdrafts and restructured facilities.
High-volume, low-balance portfolios needing digital-first contact.
Post-paid arrears, device financing and service reconnection balances.
Premium arrears and instalment default management.
Rent arrears, service charges and lease exit balances.
Invoice arrears, supplier credit and distributor balances.
Turn overdue receivables into working capital.
Tell us what you manage today and where you need support. Every conversation is confidential.